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Planning for Variable Conditions: Creating Financial Stability for Outdoor, Seasonal, and Independent Careers

Who It’s For

This workshop is for people whose income doesn’t follow a straight line.

If you work in the outdoor industry…
If your income changes with the season, contracts, weather, or opportunity…
If you’re freelancing, guiding, consulting, or building something independently…

This workshop is designed for you. We’ll focus on a financial strategy that supports variable income, seasonal work, and independent careers, without forcing you into a traditional 9–5 model that doesn’t fit.

Workshop Description

This 90-minute workshop is a practical introduction to financial planning for people whose careers operate in variable, high-consequence environments.

Drawing from decades of experience as an international mountain guide, Brian Warren applies backcountry decision-making principles to personal finance…helping you plan for changing conditions, anticipate risk, and build systems that adapt over time.

You’ll learn how to move from reactive financial choices to a clear, personalized financial “tour plan”…one that accounts for seasonal income, life transitions, and uncertainty without relying on rigid formulas or one-size-fits-all advice.

This session blends education, reflection, and practical frameworks to help you better understand your current financial terrain and chart a more confident path forward.

Key Takeaways

  • A clear framework for planning finances around variable income and changing life conditions

  • An understanding of how to “layer” cash reserves, income, growth, and protection strategies

  • Tools to identify financial risk, blind spots, and over- or under-prepared areas

  • Practical guidance for emergency planning, cash-flow management, and income protection

  • A mindset shift from reactive “just in time” decisions to prepared, adaptable financial systems

Coach Spotlight

Brian Warren is an outdoor industry financial strategist and former international mountain guide with a deep understanding of risk, long-term planning, and decision-making under pressure.

Before transitioning into finance, Brian spent years leading mountaineering expeditions around the world, guiding teams through complex, high-stakes environments where preparation, adaptability, and trust were essential. Those same principles now shape how he helps clients navigate financial uncertainty and plan for variable conditions.

Brian works with outdoor professionals, seasonal workers, and independent earners who value responsibility, collaboration, and thoughtful growth. His approach blends education and empowerment, helping people focus on what’s within their control while preparing for what isn’t. He believes you don’t need a perfect financial picture to begin… just the willingness to take the first step with a guide who understands the terrain.

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